Offering Homeowner Financing via Acorn Finance

Close Bigger Residential Jobs With Homeowner Financing

Home improvement projects often require flexible financing so homeowners can fund major renovations, roof replacements, or HVAC installations without depleting emergency savings. Through Let’s Get Quoted’s partnership with Acorn Finance, contractors can offer homeowners access to pre-qualified loan options from Acorn Finance's lending network. Rates, fees, and terms are set by the lenders and Acorn, so review the current terms before you promise anything to a customer.

Key Contractor Benefits

• Lender-Set Terms: Fees, rates, and funding timing are determined by Acorn and its lenders. Check their current contractor terms for details.
• Multiple Lending Partners: Homeowners submit a single soft-pull pre-qualification form to compare offers across Acorn’s lender network.
• No Credit Score Impact to Check Rates: Acorn’s pre-qualification is described as a soft credit check. Homeowners should confirm the details on the lender’s own disclosures.
• Broad Loan Coverage: Available for project values ranging from $1,000 up to $100,000.
• Direct Payouts: Once the homeowner accepts an approved loan offer, the lender handles funding under its own terms.

How It Works on Customer Proposals and Invoices

1. Contractor Enrollment: Enable Acorn Finance under Settings > Customer payments and verify your business profile.
2. Automatic Prequalification Prompts: When a quote, invoice, or payment request reaches or exceeds $1,000, homeowners automatically see a secure Check Financing Options banner.
3. Instant Application: Homeowners click the pre-qualification link directly from their branded portal, select their preferred terms with the lender, and complete verification.
4. Contract Sign-Off: With funding secured, the homeowner approves the proposal, pays their booking deposit, and your team gets dispatched.