Payments through Stripe

Get paid on the job, not thirty days after it.

Take a deposit when the quote is approved and the balance when the work is done. The money goes to your Stripe account, and you pay a percentage only when a homeowner actually pays you.

1.25%–0.10% LGQ platform fee, depending on plan
Stripe's processing and payment-infrastructure costs set by Stripe
Applied only to eligible payments collected through LGQ

Start taking deposits Every way you can be paid

Card numbers never touch us — Stripe holds them. Bank debit is offered automatically on payments of $1,000 or more, where a flat capped fee beats a card percentage.

ExampleOne approved quote, split into a deposit and installments.

Payment plan · Whitfield

Deposit paid

Approved total: $10,880
Deposit · 50%, paid Tue: $5,440
4 installments · monthly: $1,360 each
Interest and fees added: $0

Installments run against the card saved when the deposit was taken. A decline is classified and retried, or routed to a card-update link — it does not become a phone call you have to remember to make.

Send the linkDownload invoice

Invented job. The mechanism is real: a plan allocates the approved total and can never increase it, and the installments are 0% — no interest, no fee, no credit check.

Straight to your StripeYour account, your payout schedule.0% payment plansNo interest, no credit check, no advance.Bank debit at $1,000+Offered where it beats a card fee.1.25%–0.10%Your selected plan sets the LGQ platform-fee rate.

Choose the trade-off that fits

Start without a fixed bill, or pay less per collected job.

Flex has a $0 monthly base price and a 1.25% LGQ platform fee. Solo, Growth, and Scale add a predictable subscription in exchange for lower platform-fee rates and more included capacity. Your rate follows your plan, not a trailing-volume bracket.

Ask for the deposit while they are still saying yes

The approved quote already has a total and a customer, so the deposit request is a link, not an invoice you build afterwards. You can require it to be paid before the job is scheduled or before work starts.

Offer installments without financing anybody

Split an approved total into a deposit and fixed installments at 0%. It is not lending: no interest, no fees, no credit check and no advance to you. The plan allocates the quote total and can never increase it.

Keep the books straight either way

Itemized invoices with tax, discounts and sequential references, downloadable as PDF and locked once paid. Cash and cheques are logged so they reconcile properly, and refunds and chargebacks are tracked rather than remembered.

The checkout and payment flow

Get paid directly to Stripe with zero hassle.

Hosted deposits, 0% installments, capped-fee bank transfers, and locked accounting receipts.

Step 1
1-Tap deposit checkout via Stripe
Homeowners pay directly from the approved quote on mobile with Apple Pay, Google Pay, or Credit Card. Funds route directly to your Stripe account.
Hosted Deposit Checkout · Apple Pay & CardsStripe Connected
Deposit Required (50%)
$5,440.00
Payment Methods
Apple Pay, Google Pay, Visa/MC, ACH
Contractor Payout
2-day rolling payout to your bank
Step 2
0%-interest payment plans with saved card auto-billing
Split larger contracts into a deposit and scheduled monthly installments. It is zero-interest, zero-credit-check, and charges the saved card on schedule.
0%-Interest Installments · Whitfield4 Installments @ $1,360
Approved Scope
$10,880.00 Total (0% interest, no lender)
Deposit Paid
$5,440.00 captured Tue
Auto-Billing Schedule
Monthly charges against saved card
Step 3
Capped-fee ACH bank transfer for jobs $1,500+
Bank debit is presented automatically when the flat fee beats a card percentage. Saves meaningful processing dollars on big-ticket remodels.
Automatic Fee Optimization · Quote J-104 ($10,880)ACH Capped Rate
Standard Card Fee (2.9% + 30¢)
~$315.82
Direct Bank Debit (0.8% capped)
$5.00 capped
Contractor Net Savings
+$310.82 retained
Step 4
Locked itemized invoices & immutable receipts
Invoices lock instantly upon payment. Sequential references, tax breakdowns, and automated receipts eliminate bookkeeping errors at tax time.
Invoice #INV-2026-894 · WhitfieldPaid in Full
Payment Method
Visa ···· 4242 (Stripe)
Receipt & PDF
Emailed + SMS link delivered
Accounting Ledger
Locked · QuickBooks sync ready

From approved to in the bank

Four steps, and none of them is an emailed invoice.

Connect Stripe once

Payouts go to your own account on your own schedule. We never see or store a card number.

Take the deposit

A hosted checkout link from the approved quote. Card, or bank debit when the amount makes that the cheaper option.

Bill the rest the way the job runs

Stage payments as the work reaches them, or a plan that charges the saved card on a fixed schedule.

Close it out

The invoice locks when it is paid. Refunds are full or partial, tracked, and the customer is texted automatically.

Every way you can be paid

Ten things that happen between “approved” and “paid”.

All of them attach to the job the quote was approved on, which is why the invoice, the deposit and the balance are never three different records to keep in step.

Getting paid

Card and bank payments on Stripe, straight to your account. Flex starts at $0/month plus a 1.25% LGQ platform fee.

Stripe-powered paymentsCard and bank payments route to your account; we never see card numbers.
Deposits & stage paymentsCollect any payment at any point via hosted checkout.
Payment plansSplit a quote into a deposit plus 0%-interest installments that auto-charge.
ACH bank debitAuto-offered on payments $1,000+ to cut fees on big jobs.
Card on fileSave a card for hands-off future billing.
InvoicesItemized, tax & discount, sequential refs, PDF download, signable, locked when paid.
RefundsFull or partial, tracked, with an automatic client text.
Offline paymentsLog cash or check with correct invoice reconciliation.
Dispute handlingChargebacks tracked automatically from Stripe.
Plan-based payment feesChoose Flex at $0/month plus 1.25%, or a paid plan with a lower LGQ platform fee.

10 of the 87 things the platform does. See all of them.

Before you start

The practical questions.

Whose money is it, and when?

Yours, into your own Stripe account, on Stripe’s payout schedule. We do not hold your funds and we never see card numbers — Stripe does that part, which is also why the compliance burden is not yours.

Do payment plans pay me up front?

No — and this is the thing to be clear about before you offer one. Nobody advances you the money. You receive the deposit when it is paid and each installment as it is charged, on the schedule the customer agreed to, so a plan spreads your income exactly as much as it spreads their payments. It is not financing: no interest, no fee, no credit check, no third party buying the receivable. It splits a total the customer already approved and can never increase it.

Why does bank debit only show up sometimes?

It is offered automatically on one-off payments of $1,000 or more. Bank debit has a flat capped fee, so on a large job it costs meaningfully less than a card percentage; on a small one it is slower for no saving.

What happens when a card declines?

It is classified rather than just failed. Some declines are retried, and the ones that will not succeed are routed to a card-update link for the customer — so a lapsed card becomes a message they can act on instead of an invoice quietly going unpaid.

What exactly do I pay?

Flex starts at $0/month plus a 1.25% LGQ platform fee. Solo, Growth, and Scale add a base subscription and lower that fee to 0.50%, 0.25%, or 0.10%. The LGQ fee applies only to the discount-adjusted service subtotal successfully collected through LGQ. Taxes, tips, refunds, credits, and Stripe costs are excluded; Stripe's processing and payment-infrastructure costs set by Stripe are separate.

✦ THE FULL CONTRACTOR SUITE IS READY

Take the deposit before you load the truck.

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