PAYMENTS & BILLING
Accept card and ACH payments on-site or online. Funds go straight to your own Stripe account—no middleman holding your money.
Card numbers never touch us — Stripe holds them. Bank debit is offered automatically on payments of $1,000 or more, where a flat capped fee beats a card percentage.
Payment plan · Whitfield
Deposit paidInstallments run against the card saved when the deposit was taken. A decline is classified and retried, or routed to a card-update link — it does not become a phone call you have to remember to make.
Invented job. The mechanism is real: a plan allocates the approved total and can never increase it, and the installments are 0% — no interest, no fee, no credit check.
Choose the trade-off that fits
Flex has a $0 monthly base price and a 1.25% LGQ platform fee. Solo, Growth, and Scale add a predictable subscription in exchange for lower platform-fee rates and more included capacity. Your rate follows your plan, not a trailing-volume bracket.
The checkout and payment flow
Hosted deposits, 0% installments, capped-fee bank transfers, and locked accounting receipts.
Homeowners pay directly from the approved quote on mobile with Apple Pay, Google Pay, or Credit Card. Funds route directly to your Stripe account.
Split larger contracts into a deposit and scheduled monthly installments. It is zero-interest, zero-credit-check, and charges the saved card on schedule.
Bank debit is presented automatically when the flat fee beats a card percentage. Saves meaningful processing dollars on big-ticket remodels.
Invoices lock instantly upon payment. Sequential references, tax breakdowns, and automated receipts eliminate bookkeeping errors at tax time.
From approved to in the bank
Payouts go to your own account on your own schedule. We never see or store a card number.
A hosted checkout link from the approved quote. Card, or bank debit when the amount makes that the cheaper option.
Stage payments as the work reaches them, or a plan that charges the saved card on a fixed schedule.
The invoice locks when it is paid. Refunds are full or partial, tracked, and the customer is texted automatically.
Every way you can be paid
All of them attach to the job the quote was approved on, which is why the invoice, the deposit and the balance are never three different records to keep in step.
Card and bank payments on Stripe, straight to your account.
10 of 136 things the platform does. See all of them.
Before you start
Yours, into your own Stripe account, on Stripe’s payout schedule. We do not hold your funds and we never see card numbers — Stripe does that part, which is also why the compliance burden is not yours.
No — and this is the thing to be clear about before you offer one. Nobody advances you the money. You receive the deposit when it is paid and each installment as it is charged, on the schedule the customer agreed to, so a plan spreads your income exactly as much as it spreads their payments. It is not financing: no interest, no fee, no credit check, no third party buying the receivable. It splits a total the customer already approved and can never increase it.
It is offered automatically on one-off payments of $1,000 or more. Bank debit has a flat capped fee, so on a large job it costs meaningfully less than a card percentage; on a small one it is slower for no saving.
It is classified rather than just failed. Some declines are retried, and the ones that will not succeed are routed to a card-update link for the customer — so a lapsed card becomes a message they can act on instead of an invoice quietly going unpaid.
Flex starts at $0/month plus a 1.25% LGQ platform fee. Solo, Growth, and Scale add a base subscription and lower that fee to 0.50%, 0.25%, or 0.10%. The LGQ fee applies only to the discount-adjusted service subtotal successfully collected through LGQ. Taxes, tips, refunds, credits, and Stripe costs are excluded; Stripe's processing and payment-infrastructure costs set by Stripe are separate.
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